Apply online loan

Contact For Laxmi Finance

Get an Instant Loan from Laxmi Finance

Get Loan @10.89%

Hassle Free Process

Paperless & Online Approval

Quick Disbursal

Lowest Interest Rates

Flexible Tenure

Flexible Personal Loan

  • For Salaried and Self-Employed
  • From ₹1,000 upto ₹4 Lakhs
  • 100% Online Process
  • Quick Approval
  • 10-Minute Disbursal
  • Direct Bank Transfer

Documents Required

  • Photo (Selfie)
  • Identity Proof (PAN)
  • Address Proof (Aadhaar, Passport)
  • Latest bank statement as Proof of Income (for certain products)

A Personal Loan is an unsecured credit that you can avail without pledging any collateral. Unlike other loans, a personal or unsecured loan has easy eligibility criteria, special offers and unrestricted end-use for you to finance your immediate expenses, be it a medical emergency or a foreign trip or a wedding plan.

  • Affordable interest rates  =  9% – 30%
  • Loan amount =  Rs 50k – Rs. 35 lakhs
  • Flexible Loan tenure = 1 Year – 7 years.
  • Processing Fee = 1% to 2% of the loan amount + GST

For Example : – Loan of ₹1,00,000 with an APR of 16% (on reducing interest rate basis), repayment tenure of 12 months, processing fee of 3%.

The processing fee will be ₹3,000 + ₹540 GST with EMI will be ₹9,394. Hence, The total loan amount: Rs 1,03,540. Payable interest over 12 months will be ₹9,191. Therefore loan repayment amount is Rs 103540 + Rs 9191 = Rs 1,12,731.

Please Note: These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment and banks T&Cs

Customer Care: +918777800635  (Monday to Saturday- 9am to 8pm)

REGISTERED OFFICE: 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai – 400013